About Us
Independent Management
for the Hardest 20%
Most providers focus on the easy 80% of a plan. We handle the rest, navigating the most complex categories that determine a plan's success.
Who We Support
Our model is built for the stakeholders who require a deeper level of operational and financial scrutiny than the standard market provides.

Benefit Brokers & Advisors
We're the partner in your corner. Our expertise and back-office support give you the edge to win high-stakes accounts and protect your reputation when costs get volatile.

Plan Sponsors & Employers
We act as your unbiased guide. Think of our team as the buffer between your bottom line and complex healthcare decisions, so your plan stays sustainable without the fallout of unmanaged changes.

Members & Retirees
We preserve the human experience, always championing the member's perspective. By stabilizing the plan behind the scenes, our work guarantees the reliability and security promised.

The Strength of Specialized Support
With 40 years of independent expertise, we provide a level of nimble advocacy and market foresight that ensures every decision is made in the best interest of our client's unique needs.
Group Retiree Healthcare
Pharmacy Benefits
Stop-Loss & Claims Management
Hospitals & Health Systems
The HIS Standard
Our mission is simple: do the work that others won't. We've spent four decades mastering the categories that determine whether a plan survives or fails.
Independently Owned
We're a family-owned business, which means our loyalty is to the integrity of the plan and the people it protects.
Powered By Expertise
Our edge is built on 40 years of targeted experience and the persistence to do right by our clients.
Predictable Outcomes
We ensure your benefits program never becomes a liability by absorbing market shocks and stabilizing costs.
Competitor-Proof
We solve the problems other firms ignore, so you become the partner your clients can't afford to lose.
Intellectual Capital Led With Empathy
Family-owned and nationally operated since 1988.

George Molnar, CEO of Health Insurance Services, is one of America's leading authorities on the Group Retiree Market and Medicare, leveraging decades of cross-industry experience to develop cost-lowering healthcare strategies for agents, consultants, and their clients nationwide.

Samuel Molnar, Director of Sales and Business Development at Health Insurance Services, leads the company's group retiree healthcare and pharmacy divisions, drawing on a lifetime in employee benefits to develop innovative sourcing strategies for clients nationwide.

Mike has partnered with brokers nationwide since 2015 to deliver Health Insurance Services' group Medicare and self-funded pharmacy solutions, bringing deep expertise in educating consultants on innovative strategies for their clients and prospects.

Rebecca Molnar, Vice President at Health Insurance Services, leverages a decade of educational leadership experience. She drives new and existing business while providing hands-on support to agents, helping them confidently navigate the complexities of group retiree benefits.
Dayna Zaks has been a cornerstone of Health Insurance Services since 2004, combining deep expertise in group retiree Medicare benefits with hands-on sales support to deliver seamless service to independent agents and their clients.
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Cari Doers brings over 15 years of life and health insurance expertise to Health Insurance Services, where she drives new and existing business development while providing direct support to agents and agencies nationwide.

Dan brings over thirty years of employee benefits experience to Health Insurance Services, partnering with brokers, consultants, and TPAs nationwide to deliver specialized solutions in group retiree health, pharmacy sourcing, and large claim risk mitigation.
John P. McCormick is a senior sales executive with more than 30 years of corporate sales experience driving growth through strategic partnerships He specializes in helping employers, healthcare systems, brokers, and consultants implement innovative solutions that improve outcomes and reduce costs.
Proven Performance.
No Projections.
Our work works — and we have four decades of results to prove it.
By combining personalized oversight with a turnkey management style, we take the noise out of healthcare benefits for our clients. We stand behind our strategies with a simple promise: we do it well, and we fix what isn’t working until it is.
Retiree Plan Commission
Pharmacy Spend Reduction
Stop-Loss Premium Delta
What Our Clients Say
Hear directly from the partners we stand behind.
Trusted Across the Nation
Trust isn’t built overnight—it’s earned. As an independent firm, we’ve spent decades navigating the complexities of the nation’s largest plans, providing the seasoned perspective required to protect your reputation and your bottom line.





