How does the PSHP Plan Deductible Work?United American offers several innovative benefits that help employers and retirees share costs. These plan designs include deductibles and office visit co‐pays. Below is an illustration of UA’s customizable benefit structures.
PSHP Annual Plan Deductible: $500 The 2019 Medicare Part B Annual deductible: $185 
Should an employer choose a plan that includes a co‐pay, a retiree will pay that co‐pay each time they visit the doctor – regardless if the deductible is met. United American tracks all costs for retirees.
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